Instant protection from the unexpected

No one likes to think about the worst-case scenario, but the unfortunate truth is that an accident can happen to anyone at any time. With us, you can set up instant cover from just £2 a month and ensure that friends, families and loved ones are provided for in the case of a fatal accident. Giving you one less thing to worry about.

Unlike life insurance, our Accidental Death insurance doesn’t require a medical, so pre-existing health conditions and lifestyle choices won’t affect the premium that you pay. You will also be covered from the moment your payment details are confirmed.

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What is Accidental Death Cover?

Low-cost protection against the truly unexpected.

And unlike other one size fits all – and very expensive offers - Lime is uniquely geared to your life stages to ensure you only pay for what you, personally, need.

What does it do?

Accidental Death Cover allows a tax-free cash payment to be made to a person of your choice in the event of your accidental death. 

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How do I qualify?

It is open to people in the UK aged 18-70. It is available online, immediately and without medical information.

What isn’t covered?

Death as a result of illness, disease, war or dangerous behaviour, such as taking drugs. We would not feel comfortable about covering suicide, so we don’t.

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What is covered?

Your death as the result of an accident at any time, in the UK or abroad. However, please check the shortlist of pastimes that aren’t covered, as well as the territories where we can’t cover you. 

How long do I sign up for?

The insurance is annually renewable, but you can cancel or change your cover whenever you want, without a charge, to make sure you have the right cover at the right time.

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What does it cosT?

Our aim is for you to pay less than anywhere else. If that isn’t the case, please tell us and we will find out why!

Who ensures I get paid?

Your insurance is underwritten by underwriters at Lloyd’s, a world-leading specialist insurance and reinsurance market. 

And as your policy is written in trust, the payment can be made quickly, to the right people, free from tax.

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Get protected