Instant protection from the unexpected

No one likes to think about the worst-case scenario, but the unfortunate truth is that an accident can happen to anyone at any time. With us, you can set up instant cover from just £2.00 a month and ensure that friends, families and loved ones are provided for in the case of a fatal accident. Giving you one less thing to worry about.

Unlike life insurance, our accidental death policy doesn’t require a medical, so pre-existing health conditions and lifestyle choices won’t affect the premium that you pay. You will also be covered from the moment your payment details are confirmed.

What is Accidental Death Cover?

Low cost protection against the truly unexpected.

Set up in five minutes and manage through your online dashboard.  And unlike other one size fits all – and very expensive offers - Lime is uniquely geared to your life stages to ensure you only pay for what you, personally, need.

What does it do

It means that a tax-free cash payment can be made to a person of your choice in the event of your accidental death, both in the UK or around the world. 

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How do I qualify

It is open to people in the UK from 18-70, it is available online, immediately and without medical information.

What isn’t covered

Death as a result of illness, disease, war and dangerous behaviour, for example taking drugs.  We also don’t feel comfortable about covering suicide so we don’t.

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What is covered

It covers your death as the result of an accident at anytime, but please check the short list of pastimes and territories where we can’t cover you to make sure!

How long do I sign up for

The insurance is annually renewable, but you can cancel or change your cover whenever you want, without a charge, to make sure you have the right cover at the right time.

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What does it cosT

Our aim is for you to pay less than anywhere else [and if that isn’t the case, please tell us and we will find out why!] 

Who ensures the payment

Lloyd’s is the world’s specialist insurance and reinsurance market. Your insurance is underwritten by certain underwriters at Lloyd’s.

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Get protected